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State Farm® Insurance Agent - San Ramon, CA

Roger Fernando

Roger Fernando Ins Agcy Inc

LUTCF®

2200 Camino Ramon
San Ramon, CA 94583-1328
One block south of Crow Canyon Road.
(925) 244-1700
State Farm® Insurance Agent - San Ramon, CA

Roger Fernando

Roger Fernando Ins Agcy Inc

Designation for Roger Fernando

LUTCF®

About me

November is a great time to slow down and appreciate the people who matter most. As you get ready for Thanksgiving and the holiday season, it may also be a good time for an insurance check-in. Our office is here to help with auto, home, renters, and life insurance needs.

I’ve been a State Farm agent more than 38 years and I’m proud to serve the residents of San Ramon and the surrounding communities in the Bay Area, including Danville, Hayward, Pleasanton, Livermore and the Walnut Creek area. My agency handles auto insurance, life insurance, homeowner insurance, renter insurance, business insurance and more—including financial services.

I think insurance works when there is solid communication between our dedicated team and the customers we serve. We don’t make decisions for anyone—we share all the available information with you and make recommendations based on what we know about you and your situation. That’s why we take the time to learn as much about your needs as we can. We have a passion for helping people manage everyday risks, plan for the future, and protect the things that matter most. And when there’s an unexpected setback, we’re here to help. We’re known for our industry knowledge, our empathy, and our outstanding level of customer service—we’ll always go the extra mile for you.

I was born and raised right here in the Bay Area, and I’m a graduate of Cal State East Bay in Hayward, with a degree in business. On a personal note, my greatest joy in life comes from the time I spend with family and friends—I have three wonderful children, all in the professional world. I also really enjoy hiking, playing golf, and boating out on Lake Tahoe. I’ll always be grateful to live in a part of the country with so much natural beauty.

I also enjoy finding ways to serve this amazing community. I’m a member of the San Ramon Chamber of Commerce, and I’m active in supporting the outreach and charity efforts of my church. I support local schools and their programs, as well.

I love meeting new people and I’m always happy to talk about any insurance questions you might have—I’ll explain any part of your coverage until you’re comfortable. And my team and I are always ready to help you find the right home, renters, auto, life, property or business insurance for your needs. Please call or visit for a free quote.

Frequently Asked Questions (FAQ)

Q: What's an effective way to get car insurance quotes?

A: Getting a car insurance quote is easier than you might think. You can start online, give our office a call, or stop by to talk through your options. We'll help walk you through coverage choices and help you find something that fits your needs. Roger serves San Ramon, CA and is happy to help with your insurance needs.

Q: How soon can I get insured for my car?

A: In some cases, car insurance coverage can begin the same day you purchase a policy. The timing may vary depending on your situation. We can help you get coverage quickly when you need it. Roger is proud to serve the San Ramon community.

Q: What coverage is required when leasing a car?

A: If you're leasing a vehicle, the requirements are usually a bit higher than standard coverage. In most cases, you'll need liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. We're always happy to walk you through exactly what's needed. Serving San Ramon and the surrounding area, Roger can help answer your questions.

Q: What happens when you have life insurance in place?

A: Life insurance provides a payout to your beneficiaries if you pass away while the policy is active, helping offer financial protection. Have questions? Roger in San Ramon can walk you through your options.

Q: How does life insurance work at a basic level?

A: Life insurance is designed to help provide financial support to your loved ones if something happens to you. It can help cover expenses like daily living costs, debts, or future needs, depending on the type of policy and coverage you choose. Roger works with San Ramon residents to find coverage that fits.

Office Info

Location

2200 Camino Ramon
San Ramon, CA 94583-1328
  • One block south of Crow Canyon Road.
Map & Directions

Get a quote today

Office Info

Location

2200 Camino Ramon
San Ramon, CA 94583-1328
  • One block south of Crow Canyon Road.
Map & Directions

Insurance and Financial products offered

Call us 24/7 at (925) 244-1700

Our mission

The Roger Fernando Insurance Agency in San Ramon is committed to provide Prompt, Friendly, Professional Service to each and every customer. We strive to provide options to fit individuals' unique insurance needs. We would love the opportunity to talk to you about your Auto, Home, Life, and Health insurance needs. Contact us today to discuss your options.

Why Choose Us

Having called the Bay Area home since birth and serving its communities for over 38 years, I bring a deeply rooted connection to my work in insurance. My team and I believe solid communication is foundational to how we operate. We don’t decide for anyone; instead, we share comprehensive information and offer recommendations tailored to your specific situation, taking the time to understand your needs. Our commitment extends to patiently explaining any part of your options until you feel completely comfortable with your choices.

This approach stems from a genuine passion for assisting people in managing everyday situations and preparing for what lies ahead. We are here to support you when unexpected events occur. Our team is recognized for its depth of knowledge, empathy, and high level of service, consistently going the extra distance for those we work with. This dedication reflects values cultivated through active community participation, supporting local initiatives and various groups, all to further assist our neighbors.

Our team

My licensed, trained, competent, and qualified staff, Kathy Marr, Maureen Burton, Alicia Coelho, and Will Fernando are ready to help you with all of your insurance needs.

Meet the team

November is a great time to slow down and appreciate the people who matter most. As you get ready for Thanksgiving and the holiday season, it may also be a good time for an insurance check-in. Our office is here to help with auto, home, renters, and life insurance needs.

I’ve been a State Farm agent more than 38 years and I’m proud to serve the residents of San Ramon and the surrounding communities in the Bay Area, including Danville, Hayward, Pleasanton, Livermore and the Walnut Creek area. My agency handles auto insurance, life insurance, homeowner insurance, renter insurance, business insurance and more—including financial services.

I think insurance works when there is solid communication between our dedicated team and the customers we serve. We don’t make decisions for anyone—we share all the available information with you and make recommendations based on what we know about you and your situation. That’s why we take the time to learn as much about your needs as we can. We have a passion for helping people manage everyday risks, plan for the future, and protect the things that matter most. And when there’s an unexpected setback, we’re here to help. We’re known for our industry knowledge, our empathy, and our outstanding level of customer service—we’ll always go the extra mile for you.

I was born and raised right here in the Bay Area, and I’m a graduate of Cal State East Bay in Hayward, with a degree in business. On a personal note, my greatest joy in life comes from the time I spend with family and friends—I have three wonderful children, all in the professional world. I also really enjoy hiking, playing golf, and boating out on Lake Tahoe. I’ll always be grateful to live in a part of the country with so much natural beauty.

I also enjoy finding ways to serve this amazing community. I’m a member of the San Ramon Chamber of Commerce, and I’m active in supporting the outreach and charity efforts of my church. I support local schools and their programs, as well.

I love meeting new people and I’m always happy to talk about any insurance questions you might have—I’ll explain any part of your coverage until you’re comfortable. And my team and I are always ready to help you find the right home, renters, auto, life, property or business insurance for your needs. Please call or visit for a free quote.

Frequently Asked Questions (FAQ)

Q: What's an effective way to get car insurance quotes?

A: Getting a car insurance quote is easier than you might think. You can start online, give our office a call, or stop by to talk through your options. We'll help walk you through coverage choices and help you find something that fits your needs. Roger serves San Ramon, CA and is happy to help with your insurance needs.

Q: How soon can I get insured for my car?

A: In some cases, car insurance coverage can begin the same day you purchase a policy. The timing may vary depending on your situation. We can help you get coverage quickly when you need it. Roger is proud to serve the San Ramon community.

Q: What coverage is required when leasing a car?

A: If you're leasing a vehicle, the requirements are usually a bit higher than standard coverage. In most cases, you'll need liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. We're always happy to walk you through exactly what's needed. Serving San Ramon and the surrounding area, Roger can help answer your questions.

Q: What happens when you have life insurance in place?

A: Life insurance provides a payout to your beneficiaries if you pass away while the policy is active, helping offer financial protection. Have questions? Roger in San Ramon can walk you through your options.

Q: How does life insurance work at a basic level?

A: Life insurance is designed to help provide financial support to your loved ones if something happens to you. It can help cover expenses like daily living costs, debts, or future needs, depending on the type of policy and coverage you choose. Roger works with San Ramon residents to find coverage that fits.

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Learn about pet-safe house plants for your cat or dog, as well as the poisonous house plants to avoid.

Car maintenance tasks you can do yourself

To combat auto repair costs that keep climbing, some auto maintenance can be done at home. Here are ones that are usually do-it-yourself.

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For safer merging, you should never assume other motorists will make room for you. Read these tips from State Farm to learn how to merge lanes and help prevent merging accidents.

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